Question 8 is based on the conversation you have just heard.

Conversation One

听力原文

M: Lisa, why did you pay for your meal with cash instead of the payment apps on your phone?

W: (8) [Well, I’ve gone back to cash.] I’m only using payment apps if that’s the only option. (8) [I am trying to save money for a new phone], and I find that using cash rather than payment apps helps me to save.

M: But how? Money is money, isn’t it? I don’t think it matters whether you take it out of the bank and put it in your wallet, or simply transfer from your bank account to the sellers’ bank account using an app.

W: No, I believe it does matter. It’s a psychological phenomenon. (9) [I believe we have less connection with the value of our money when we just have the “approve” buttons on our phones.]

M: You might have a point. Since I stopped carrying cash around and started using my phone apps to pay, (10) [I may have developed a tendency to buy more small or non-essential items.]

W: That’s highly possible. Think about the amount of time we spend with our phones in our hands and all the things we do with our phones. It sometimes seems that our phone is buying the product for us, not ourselves.

M: So cashless payment affects our ability to budget?

W: I believe so. If we spend a hundred yuan in cash, we realize that we don’t have that hundred yuan to spend on something else. But if we’re spending electronically, we are less likely to make that mental calculation.

M: (11) [I stopped using my credit card because I found I was spending excessively.] Perhaps I should take the same approach of paying using my phone.

W: It’s worth considering.

8. Why did the woman decide to go back to cash for payment?

解析：C。四个选项均以She开头，推测题目可能会问和女士相关的事情。录音开头部分女士说到自己改回用现金支付了，呼应题干，随后又指出她正在为买一台新手机而攒钱。C项中的save for a new phone为原词复现，故正确答案为C。

错项排除：A项利用safer（更安全）作干扰，录音中出现了读音相似的save（节省），但女士说的是用现金比用手机支付更能帮助她省钱，和安全与否没有关系，故A项错误。录音中并没有提到discounts（折扣）和cheated（欺骗）的相关信息，故B、D两项可排除。