Question 5 is based on the conversation you have just heard.

Conversation Two

听力原文

M: (5) How did it go at the bank this morning?

W: Not well, my proposal was rejected.

M: Really, but why?

W: Bunch of reasons. (6) For starters, they said my credit history was not good enough.

M: Do they say how you could improve that?

W: Yes, they said that after five more years of paying my mortgage, then I will become a more viable candidate for a business loan. But right now, it’s too risky for them to lend me money. They fear I will default on any business loan I’m given.

M: Well, that doesn’t sound fair. (7)Your business idea is amazing. Did you show them your business plan? What did they say?

W: They didn’t really articulate any position regarding the actual business plan. They simply looked at my credit history and determined it was not good enough. They said the bank has strict guidelines and requirements as to who they can lend money to. And I simply don’t meet their financial threshold.

M: (8) What if you ask for a smaller amount? Maybe you could gather capital from other sources, smaller loans from more lenders?

W: You don’t get it. It doesn’t matter the size of the loan I ask for or the type of business I propose. That’s all inconsequential. The first thing every bank will do is studying how much money I have and how much debt I have before they decide whether or not to lend me any more money. (7) If I want to continue ahead with this dream of owning my own business, I have no other choice but to build up my own finances. I need around 20% more in personal savings and 50% less debt. That’s all there is to it.

M: I see now. Well, it’s a huge pity that they rejected your request, but don’t lose hope. I still think that your idea is great and that you will turn it into a phenomenal success.

5. What did the woman do this morning?

解析：D。录音一开始男士问女士去银行的情况怎样，由此可知女士是去银行了，因此选D。录音中提到女士去了银行，但并未说是去还按揭贷款，A项过度推断，故排除。B项在录音中未提及，故排除。录音中虽提到了business plan，但并不是今天早上做的，故排除C项。